Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Timeline
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Ajit Kumar

Summary

Accomplished Branch Manager with a proven track record at AU Small Finance Bank, enhancing customer satisfaction and exceeding sales targets through effective leadership and relationship building. Skilled in Branch Operations Management and fostering customer relationships, demonstrated by consistently meeting objectives and driving revenue growth. Adept at coaching teams to achieve excellence.


Combined multi-disciplinary experience (across Operations, Administration, Sales, Strategy, Account & Portfolio Growth Ownership).

Overview

16
16
years of professional experience
1
1
Certification

Work History

Branch Manager

AU Small Finance Bank
04.2021 - Current
  • Continuously monitored branch performance against key performance indicators, taking corrective actions as needed to ensure objectives were met or exceeded.
  • Maintained friendly and professional customer interactions.
  • Improved customer satisfaction ratings by enhancing service quality and resolving client issues promptly.
  • Oversaw daily operations for streamlined efficiency, ensuring timely execution of tasks and optimal resource allocation.
  • Implemented effective sales strategies to achieve branch targets and exceed expectations consistently.
  • Evaluated employee performance regularly through appraisals and feedback sessions to facilitate continuous development of skills and knowledge base within the team.
  • Strengthened relationships with key clients, securing long-term partnerships and driving revenue growth.

Branch Manager

ICICI Bank Limited
02.2013 - 04.2021

Branch Business Manager

ICICI Bank Ltd
05.2011 - 02.2013
  • Building up long term mutual beneficial financial relationship with the Current Account's Customers by not only Resolving their queries rather providing them the best financial product/s.
  • Profiling pre account opening: To ensure right customer is being sourced.
  • Right Product offering: To confirm best available offering to the customer.
  • Approaching customers for further banking assistance.
  • Ensure maximum high value CA sourcing per total accounts.
  • Conducting master training programs and campaigns for customers awareness and better understanding of products.

Branch Sales Manager

ICICI Bank Ltd
11.2008 - 04.2011
  • Sourcing Current Account & saving Account.
  • Increasing Balances in the existing account as well as new sourced account.
  • Building Relationship with customers.
  • Led by example, exhibiting strong work ethic and consistently meeting or exceeding individual sales targets while inspiring team members to do the same.
  • Coached and mentored sales team members to enhance individual performance, ultimately contributing to the overall success of the branch.
  • Managed branch sales, customer service, finances and recordkeeping.
  • Set clear performance goals for the sales team, providing regular feedback on progress toward targets while offering support where needed.

Education

Post Graduate - Diploma In Banking

ICICI Manipal Academy
Bangalore
02.2009

Skills

  • Branch Operations Management
  • Customer Service
  • Customer Relationships
  • Excellent time management skills
  • Excellent work ethic
  • Coaching and Mentoring
  • Team Supervision
  • Relationship building and management
  • Decision-Making
  • Team Player
  • Proactive and Focused
  • Critical Thinking

Accomplishments

  • Launched AU Small Finance Bank in Mar 2022 in Patna and achieved more than 80 crores GL within 2 years.
  • Featuring in Top 5 Branches Pan India in Life Insurance business in FY 2023-24.
  • Qualify All the regional contest since inception of branch.
  • Highest qualifier from Patna branch in International contest from East India.
  • Received the Best Branch of East India Award” for achieving target across products in FY 2022-23.

Certification

  • IRDA certified
  • Attended effective managerial skills training program
  • Diploma in Computer application 6 Months Course.

Timeline

Branch Manager

AU Small Finance Bank
04.2021 - Current

Branch Manager

ICICI Bank Limited
02.2013 - 04.2021

Branch Business Manager

ICICI Bank Ltd
05.2011 - 02.2013

Branch Sales Manager

ICICI Bank Ltd
11.2008 - 04.2011

Post Graduate - Diploma In Banking

ICICI Manipal Academy
Ajit Kumar