Dheeraj Kumar
Mortgage Loan Expert With 7+ Years Experience
Village - Paigambarpur, Post - Kolhua,Muzaffarpur
Summary
Results-oriented Chief Manager with a strong background in sales and leadership in financial services. Proven expertise in driving revenue growth and building client relationships through strategic initiatives and team development. Skilled in navigating complex financial landscapes and leveraging market insights to enhance performance and meet organizational objectives.
Overview
2
2
Languages
7
7
years of professional experience
Work History
Chief Manager (Branch Business Manager)
Cholamandalam Investment & Finance company Limited
01.2025 - Current
- Optimized branch profile by managing losses and refining budget strategies. Led a 14-member team in executing sales, collections, and operational tasks. Streamlined DSA, CRA, and direct sourcing processes for better recruitment outcomes. Implemented team building programs to enhance manpower productivity. Monitored branch portfolios amounting to 60 crores, ensuring fiscal health.
MANAGER
BAJAJ FINSERVE
10.2023 - 01.2025
- Direct management of two branches and four spoke locations while supervising a team of 28 members.
Deputy Manager
BAJAJ FINSERVE
02.2023 - 10.2023
- Streamlined customer service operations by enhancing team-handling techniques. Promoted team motivation strategies, resulting in improved morale and performance. Ensured timely resolution of customer inquiries to maintain satisfaction levels. Conducted regular feedback sessions to assess team dynamics and effectiveness.
Asistant Manager
Bajaj Finserv
05.2021 - 02.2023
- Branch department coordination.
Customer Manager ( Business & Collection)
Mahindra Rural Housing Finance
01.2019 - 05.2021
- Facilitate home loan distribution from the open market by obtaining all required legal, technical documents, and ensuring the accuracy of all legal and technical documents, including sale deeds and revenue receipts.
Education
B.Tech/B.E. - Mechanical
Universal Institute of Engineering And Technology
Punjab03-2015
Intermediate of Science - Mathematics
M.B.B.L. Collage
Bihar 04.2001 -
High School Diploma -
N.B.H. School
Bihar 04.2001 -
Skills
Affordable Housing Loan
Home Loans
Loan Against Property
Collections management
Branch Handling
Market Research
Channel Distribution
Direct Marketing
Team leadership
Team Motivation
Timeline
Chief Manager (Branch Business Manager)
Cholamandalam Investment & Finance company Limited
01.2025 - Current
MANAGER
BAJAJ FINSERVE
10.2023 - 01.2025
Deputy Manager
BAJAJ FINSERVE
02.2023 - 10.2023
Asistant Manager
Bajaj Finserv
05.2021 - 02.2023
Customer Manager ( Business & Collection)
Mahindra Rural Housing Finance
01.2019 - 05.2021
Intermediate of Science - Mathematics
M.B.B.L. Collage
04.2001 -
High School Diploma -
N.B.H. School
04.2001 -
B.Tech/B.E. - Mechanical
Universal Institute of Engineering And Technology