Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Diego Santos Veloso De Almeida

Summary

Dynamic Credit Analyst with a proven track record at Serasa Experian (by Experian group), specializing in risk assessment and financial statement analysis. Enhanced credit decision-making through predictive analysis, advising senior management on trends that shaped strategic planning. Strong relationship management and effective communication skills fostered collaboration, driving profitability and minimizing financial risks.

Overview

19
19
years of professional experience

Work History

Credit Analyst

Serasa Experian
10.2006 - Current
  • Assessed credit risk and analyzed financial statements.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
  • Developed credit models to assist in the credit decisioning process.
  • Improved understanding of financial statements, which helped in assessing risk.
  • Advised senior management on credit risk trends, influencing strategic planning and risk management policies.
  • Increased the company's revenue by 15% during the COVID19 pandemic through the verticalization methodology.
  • helped companies avoid financial damage through data analysis, keeping your financial health safe.
  • Increased the profit of sectors through predictive analysis.

Education

Certificate - Data Analytics

Google Data Analytics
Brazil
10-2025

Certificate - General English

Malvern House
Dublin, Ireland
12-2016

Graduate Certificate - Marketing Management

University of Vila Velha - UVV
Vila Velha, Espirito Santo, Brazil
12-2009

High School Diploma -

Nacional School
Vila Velha, Espirito Santo, Brazil
12-2006

Skills

  • Risk assessment
  • Credit analysis
  • Financial statement analysis
  • Credit risk
  • Relationship management
  • Relationship building
  • Teamwork and collaboration
  • Attention to detail
  • Multitasking Abilities
  • Effective communication
  • Adaptability and flexibility
  • Interpersonal skills

Languages

English
Intermediate (B1)

Timeline

Credit Analyst

Serasa Experian
10.2006 - Current

Certificate - Data Analytics

Google Data Analytics

Certificate - General English

Malvern House

Graduate Certificate - Marketing Management

University of Vila Velha - UVV

High School Diploma -

Nacional School

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Diego Santos Veloso De Almeida