Dynamic Credit Analyst with a proven track record at Serasa Experian (by Experian group), specializing in risk assessment and financial statement analysis. Enhanced credit decision-making through predictive analysis, advising senior management on trends that shaped strategic planning. Strong relationship management and effective communication skills fostered collaboration, driving profitability and minimizing financial risks.
Overview
19
19
years of professional experience
Work History
Credit Analyst
Serasa Experian
Vila Velha, Espirito Santo, Brazil
10.2006 - Current
Assessed credit risk and analyzed financial statements.
Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
Developed credit models to assist in the credit decisioning process.
Improved understanding of financial statements, which helped in assessing risk.
Advised senior management on credit risk trends, influencing strategic planning and risk management policies.
Increased the company's revenue by 15% during the COVID19 pandemic through the verticalization methodology.
helped companies avoid financial damage through data analysis, keeping your financial health safe.
Increased the profit of sectors through predictive analysis.