Jonatas Possar

• Regulatory Compliance Management: Led compliance management with applicable regulations for Payment Institutions, including continuous monitoring of BACEN norms and implementing guidelines under the Brazilian AML Law (Law No. 9.613/98).
• AML/CFT Framework: Developed and implemented robust Anti-Money Laundering (AML) and Counter-Terrorist Financing (CFT) policies and procedures, including the analysis of suspicious transactions and submission of financial activity reports to COAF.
• KYC, KYE, and Due Diligence: Managed Know Your Customer (KYC) and Know Your Employee (KYE) processes, including screenings against watchlists, identification of PEPs, and in-depth risk assessments.
• Compliance Monitoring & Reporting: Created monthly reports on Key Risk Indicators (KRIs) for senior leadership, ensuring adherence to best practices and proactive identification of vulnerabilities.
• Risk Management Strategy: Conducted regular risk assessments, developing mitigation strategies and ensuring resilience against potential fraud and regulatory violations.
• Cross-border Transactions: Oversaw international transactions in high-risk markets, ensuring compliance with global standards, such as FATF and Wolfsberg Group principles.
• Training and Awareness: Designed and executed corporate training programs for cross-functional teams, fostering a compliance culture aligned with the company’s strategic goals.
• Tech-Driven Compliance: Implemented digital tools for compliance process automation, including AI-powered solutions for real-time anomaly detection.
• Reduced instances of non-compliance through meticulous monitoring of internal controls and periodic audits.
• Evaluated existing policies regularly, identifying areas for improvement and recommending revisions as needed.
• Performed quality reviews to uncover workflow and communication issues.

• Reporting and presentations to the headquarters in China in English
• Leadership of control and monitoring systems projects
• Implementation of a financial operations management tool for transactions over USD 50k
• Implementation of policies and procedures to ensure compliance with laws and regulations, focusing on e-Fx
• Drafting of a code of conduct, ethical guidelines, and specific policies for anti-corruption, anti-money laundering, and data privacy (LGPD)
• Monitoring activities and transactions to identify and assess compliance risks
• Access management and response to internal and external audits
• Review of processes and controls
• Liaison with external regulatory bodies – BACEN and COAF
• Ensuring compliance with regulatory obligations
• Issuing compliance reports aligned with international standards and recommendations
• Conducting Compliance training and internal communications at all company levels
• Promoting a culture of compliance and ethics throughout the company.

• Company Overview: Compliance professional with high level skills for investment Bank with a great background on information control (confidentiality), internal investigation with detailed analysis with client transactions between third parties and companies
• External communications carried out day-to-day accurately and efficiently
• Anti bribery and corruption procedures, compliance annual plan, contract review, policy making, risk assessments, gap analysis, scrum methodology, compliance training development and application, experienced at trade surveillance, market abuse, control room, monitoring and surveillance, among others compliance skills/activities
• Compliance professional with high level skills for investment Bank with a great background on information control (confidentiality), internal investigation with detailed analysis with client transactions between third parties and companies