Summary
Overview
Work History
Education
Skills
Languages
Timeline
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MARLOS GARCIA PESSOA

São Paulo

Summary

Results-driven finance professional and Credit Analyst with over 3 years of experience in data-driven risk analysis and fraud detection. Holds a degree in Business Management and a postgraduate degree in Applied Finance. Demonstrates keen interest in the financial market and possesses a passion for technology and data.

Overview

7
7
years of professional experience

Work History

Junior Credit Analyst

Banco Yamaha
03.2023 - Current
  • Use risk analysis tools to identify potential financial risks and fraud, and constantly monitor credit processes to prevent potential losses
  • Evaluate customer financial data and create credit reports using financial analysis techniques
  • Identify areas of opportunity for improving credit analysis and procedures, propose and implement improvements and automation to increase efficiency.

Junior Credit Analyst

Creditas
07.2021 - 03.2023
  • Evaluation of loan applications with vehicle collateral, involving customer information and warranty details
  • On average, conducting approximately 40 loan analyses per day
  • Utilization of data and analytics to enhance assessment processes and risk management
  • Identification of potential fraud through the analysis and validation of customer information, ensuring operational safety and company protection.

Social Media Analyst

Coque Connecta
03.2021 - 08.2022
  • Education-driven NGO focused on bringing quality education to children and young adults in areas of social vulnerability
  • Planning and creating content and projects in Social Media.

Finance Intern

SELFIT Academias
03.2021 - 07.2021
  • Providing support to the Financial Department by managing accounts payable and receivable, analyzing chargebacks, and controlling expenses of over 60 gym locations.

International College Program

Walt Disney World Parks & Resorts
11.2019 - 01.2020
  • Working in the Custodial team, helping guests from all over the world
  • Welcoming clientes and tourists with exceptional service
  • Connect guests with the company, in both english and portuguese languages.

International Relations Intern

Brazilian Ministry of Foreign Affairs
03.2017 - 12.2018
  • Support in the control and administrative routines of the office
  • Assistance to the public with consular information
  • Support the process of legalisation of documents and assistance in the correction of Brazilian visas and other documents.

Education

Postgraduate Certificate - Finance

Pontifícia Universidade Católica De Minas Gerais
Belo Horizonte, Minas Gerais, Brazil
12.2024

BBA - Business Administration And Management

Universidade De Pernambuco
Recife, Pernambuco, Brazil
06.2023

Bachelor of Science - International Relations

Faculdade Damas
Recife, Pernambuco, Brazil
12.2018

Skills

  • Microsoft Office
  • Financial statement analysis
  • Strong communication skills
  • Power BI
  • Microsoft Excel proficiency
  • SQL and Databases

Languages

English
Spanish
German

Timeline

Junior Credit Analyst

Banco Yamaha
03.2023 - Current

Junior Credit Analyst

Creditas
07.2021 - 03.2023

Social Media Analyst

Coque Connecta
03.2021 - 08.2022

Finance Intern

SELFIT Academias
03.2021 - 07.2021

International College Program

Walt Disney World Parks & Resorts
11.2019 - 01.2020

International Relations Intern

Brazilian Ministry of Foreign Affairs
03.2017 - 12.2018

Postgraduate Certificate - Finance

Pontifícia Universidade Católica De Minas Gerais

BBA - Business Administration And Management

Universidade De Pernambuco

Bachelor of Science - International Relations

Faculdade Damas

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MARLOS GARCIA PESSOA