Renata Cardoso
Barueri,São Paulo
Visão geral
4
4
years of post-secondary education
1
1
Certification
Experiência profissional
Commercial Banking, Insurance, Mortgage and Collections Divisions
Cisco, TSX Trust, ScotiaBank, Manulife
Toronto Canada, ON
- Managed corporate and retail client portfolios, delivering tailored financial solutions aligned with regulatory and institutional requirements.
- Conducted complex negotiations involving mortgages, insurance products, credit management, and debt restructuring while maintaining compliance with risk governance standards.
- Operated in high-accountability environments requiring precision, confidentiality, and adherence to institutional protocols.
- Built and maintained long-term trusted relationships with multicultural clients, strengthening retention and portfolio performance.
- Navigated sensitive financial situations requiring diplomacy, analytical thinking, and structured problem-solving.
- This experience strengthened institutional literacy, regulatory awareness, and structured decision-making within highly governed systems.
- Worked across some of the largest financial institutions in Canada, operating in strictly regulated banking environments with direct exposure to compliance frameworks, institutional risk standards, and client-facing commercial advisory.
Team Leader, Learning and Development Analyst
Nubank
- Led cross-functional operational teams, driving performance indicators and service excellence standards.
- Designed and implemented structured training programs focused on quality assurance, customer experience, and performance improvement.
- Acted as a liaison between frontline operations and senior leadership, contributing to strategic alignment and operational decision-making.
- Developed leadership capabilities in high-growth environments requiring adaptability, communication clarity, and people-centered management.
- This role deepened leadership maturity, performance governance awareness, and institutional coordination capacity.
- Joined Nubank during its rapid expansion phase, operating within a fast-scaling financial technology environment combining innovation with regulatory responsibility.
Multinational Executive Support and Cross-Border Coordination
LARM Brazil
São Paulo, São Paulo
- Managed contract analysis, housing negotiations, regulatory documentation, banking setup, and operational logistics for expatriates.
- Coordinated with corporate human resources departments, legal teams, service providers, and financial institutions.
- Ensured compliance with local regulations while maintaining alignment with multinational corporate standards.
- Facilitated executive integration into complex bureaucratic and regulatory environments.
- Built trusted advisory relationships with senior international professionals and corporate stakeholders.
- This role required diplomatic engagement, cultural fluency, institutional navigation skills, and structured problem resolution within cross-border frameworks.
- Provided end-to-end advisory services to multinational corporations relocating executives to Brazil across Oil and Gas, Automotive, Energy, and Pharmaceutical sectors.
Formação acadêmica
Bachelor’s Degree - Business Management - International Markets Trade
FACULDADE TECNOLOGIA DE SAO PAULO
Brazil 02.2011 - 06.2015
Habilidades e competências
- Stakeholder Engagement and Relationship Management
- Business to Business Advisory and Commercial Strategy
- Contract Negotiation and Regulatory Compliance
- Institutional Risk Awareness and Governance Sensitivity
- Cross-Cultural Communication and Multilingual Fluency
- Operational Strategy and Process Optimization
- Leadership and Team Development
- Client Trust Building in Regulated Environments
- Corporate and Executive Advisory
Certificados
- CELPIP – Canadian English Language Proficiency Index Program
- TOEIC – Test of English for International Communication
Laguages
Portuguese
Proficiente
C2
English
Proficiente
C2
Spanish
Avançado
C1
French
Iniciante
A1
Italian
Intermediário
B2
Francês
Intermediário
B2
Professional Background
Throughout my career, I have consistently operated within regulated systems requiring accountability, structured communication, and ethical decision-making. While I have not worked directly in climate policy, I have extensive experience navigating institutional frameworks, engaging diverse stakeholders, and contributing to environments where governance, compliance, and public trust are essential. I am particularly motivated by roles that require human-centered engagement, structured dialogue, and responsible leadership within institutional contexts. My background equips me to contribute meaningfully to policy-adjacent environments by bridging operational execution, stakeholder alignment, and strategic communication.
Linha do tempo
Bachelor’s Degree - Business Management - International Markets Trade
FACULDADE TECNOLOGIA DE SAO PAULO
02.2011 - 06.2015
Team Leader, Learning and Development Analyst
Nubank
Commercial Banking, Insurance, Mortgage and Collections Divisions
Cisco, TSX Trust, ScotiaBank, Manulife
Multinational Executive Support and Cross-Border Coordination
LARM Brazil