Summary
Overview
Work History
Education
Skills
Websites
Certification
Timeline
Generic

Ronnie E. Sandy Jr.

Sewell, New Jersey,NJ

Summary

I’m a financial services professional with experience in retail banking services, fraud prevention, and customer service. Currently serving as a Fraud Agent and Credit Ambassador at TD Bank. Previously, I honed my leadership skills as a Senior Store Supervisor at Republic Bank, managing daily operations, overseeing audits, and facilitating account services. My earlier experience as a Customer Service Representative further solidified my expertise in customer relations, administrative reporting, and team supervision. I hold a Bachelor of Science in Criminal Justice from Southern New Hampshire University and obtained a Certificate in Fraud Prevention from the American Bankers Association. As a member of The National Society of Leadership & Success, I have developed strong leadership, goal-setting, and coaching abilities, which I apply in my current roles to drive team performance and operational efficiency.

Overview

13
13
years of professional experience
1
1
Certification

Work History

Credit Ambassador

TD
09.2024 - Current

· Attend daily management meetings

· Lead two weekly team meetings to discuss current trends and facilitate live claim decisions and call listening

· Identify Quality Assurance and Quality Control trends by reviewing claims and control reports

· Review department chat for agent questions and claim maintenance requests

· Conduct claim reviews to ensure compliance with regulations and internal procedures

· Conduct call reviews to ensure compliance with internal procedures

· Review and action reassertion submissions for approval

· Review current procedures for updates and/or rewrites

Fraud Agent I

TD
12.2022 - Current

· Review both fraud and non-fraud claims in queues and on control reports

· Complete investigations and determine claim eligibility for acceptance

· Submit chargebacks to VISA to begin the recovery process

· Agent on four task forces reviewing goal specific reports and adjusting claims as needed

· Peer mentor to two agents

· Participate in weekly and monthly department meetings

· Participate in defect meetings to report trends and offer solutions

Trained in reviewing commercial claims

Senior Store Supervisor

Republic Bank
10.2021 - 12.2022

· Managed a staff of seven employees and the daily operations of the store

· Completed daily, weekly and monthly reports for Store Administration

· Completed audits and maintained reconciliation logs

· Participated in hiring interviews, created employee schedules and finding coverage

· Conducted coaching and participated in bi-weekly management meetings

· Opened personal and business accounts, accepted loan applications and completed closings

Store Supervisor

Republic Bank
05.2021 - 10.2021

· Supported the Senior Store Supervisor with supervising the staff and completing reports

· Opened personal and business accounts and accepted loan applications

· Completed audits and maintained reconciliation logs

Customer Service Representative

Century Savings Bank
07.2013 - 05.2021

· Supervisor of a team of four from 2017 – 2021

· Provided customer service in person and over the phone

· Completed administrative work, audits and maintained reconciliation logs

· Completed daily, weekly and monthly reviews of reports

· Opened personal and business accounts

Teller

TD
07.2012 - 07.2013

Education

Bachelor of Science - Criminal Justice

Southern New Hampshire University
Manchester, New Hampshire
11-2019

Skills

  • Proficient in Remote and On-Site Engagement
  • Quick Learner of New Software
  • Independent and Collaborative Work
  • Reliable Self-Starter
  • Effective Time Management
  • Team Development
  • Fraud Risk Assessment

Certification

Certificate in Fraud Prevention

American Bankers Association

Issued August 2023

Timeline

Credit Ambassador

TD
09.2024 - Current

Fraud Agent I

TD
12.2022 - Current

Senior Store Supervisor

Republic Bank
10.2021 - 12.2022

Store Supervisor

Republic Bank
05.2021 - 10.2021

Customer Service Representative

Century Savings Bank
07.2013 - 05.2021

Teller

TD
07.2012 - 07.2013

Bachelor of Science - Criminal Justice

Southern New Hampshire University
Ronnie E. Sandy Jr.